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MASTER ENTREPRENEUR CATEGORY

Trinh Van Tuan
Chairman of the BOD


Orient Commercial Joint Stock Bank (OCB)
www.ocb.com.vn


Information about Entrepreneur
Entrepreneur Trinh Van Tuan was born in 1965 and graduated with honours from Hanoi University of Technology—one of Hanoi’s most prestigious universities in 1988. He later became a PhD student of Warsaw Polytechnic Institute (Poland) in 1990.

After having become a successful entrepreneur in both Poland and Vietnam, Trinh Van Tuan returned to Vietnam in 1996 where he then entered the financial and banking sector with the establishment of Vietnam International Joint Stock Bank (VIB). At VIB, he has held many senior leadership positions including members of the Board of Directors and Chairman.

In August 2010, Trinh Van Tuan started his second "Journey to the East" by joining Orient Commercial Joint Stock Bank (OCB). He was appointed as General Director, and later in 2012, Tuan became Chairman of the Board of Directors—the highest position at OCB as of now.

Other Interesting Facts about Entrepreneur
When Tuan first joined OCB, the bank operated on a relatively modest scale and was facing the post-crisis of the financial and banking industry (2011-2013). However, with the leadership of the new "captain", OCB has begun a comprehensive "makeover" progress thanks to strategic planning and extensive restructuring of the organisational model in all business activities. The bank also rebuilt the human resources team, enhanced staff capacity, especially at the executive level, and focused on risk management in accordance with international standards.

Company Achievements & Role as Entrepreneur
With more than 10 years of experience and 9 years as the Chairman of OCB, Trinh Van Tuan has turned OCB into a highly efficient bank with outstanding achievements. OCB is one of the earliest banks that completed the restructuring process of the first phase of the industry with the performance indicators always guaranteed and in line with the highest standards of the State Bank of Vietnam.

The bank currently has an operating network with 200 business units, pioneering in implementing synchronous digital transformation, and is currently the leading unit among Vietnamese credit institutions in this field.

In the period of 2016-2020, the bank's business results grew dramatically with the growth rate of assets and profits holding the top positions in the whole system with Tuan’s guidance. Its charter capital increased nearly 3 times, from 4,000 billion to 10,959 billion. Its credit growth tripled in size thanks to the focus on the retail and small and medium enterprises segment (SMEs).

Under Tuan’s leadership, the bank launched a multi-channel bank, allowing customers to unify transaction channels through the OCB OMNI digital banking application in 2018. After 3 years, the bank has successfully implemented a comprehensive digital transformation, aiming for modern financial products and services, which are digitalised on a high-tech platform.

OCB has continuously received awards and high credit ratings from prestigious domestic and foreign organisations such as Moody's affirmation for its credit rating with a "positive" outlook. OCB also stood in the Top 4 of most effective banks in Vietnam as voted by Forbes in 2020.

On January 28, 2021, OCB entered the Ho Chi Minh City Stock Exchange with more than one billion shares. The bank's market capitalisation so far has reached nearly VND 35 trillion (recorded on June 11th, 2021). In recent years, earnings per share have reached more than VND 3,000.

Vision, Mission, & Future Plans
Trinh Van Tuan’s upcoming plan includes setting an ambitious goal to put OCB in the Top 5 private joint-stock commercial banks in Vietnam. Besides, he aims to keep the average growth momentum of the Bank at 20% and the non-performing loan (NPL) ratio at below 2%; setting the bank to maintain dividend flow equivalent to 15 -25%/year and operating costs to be controlled below 37%.

The entrepreneur also plans to accelerate the construction and development of digital banking models in the open ecosystem through the Open API platform as well as develop new products and services to various features and utilities on the OCB OMNI digital banking application and invest in an international risk management system.

In addition, he wants to focus on taking care of the lives of all employees by gradually improving in both income and expenses, ensuring a harmonious balance between the interests of employees, shareholders and responsibility to society.

In a recent interview, Trinh Van Tuan shared: "In doing business, the most important thing is to have a cool head and a warm heart. If you do not have a cool head, there will be no calculation, no bravery and no resoluteness in your important decisions, it will affect the success or failure of your organisation. Also, you need to have a warm heart, because when working with many people in the social community, it is necessary to have human relationships, empathy and most importantly—fairness and motivation. Everyone agrees to try their best for a common goal of developing an increasingly stronger organisation.”

MASTER ENTREPRENEUR CATEGORY

Trinh Van Tuan
Chairman of the BOD

Information about Entrepreneur
Entrepreneur Trinh Van Tuan was born in 1965 and graduated with honours from Hanoi University of Technology—one of Hanoi’s most prestigious universities in 1988. He later became a PhD student of Warsaw Polytechnic Institute (Poland) in 1990.

After having become a successful entrepreneur in both Poland and Vietnam, Trinh Van Tuan returned to Vietnam in 1996 where he then entered the financial and banking sector with the establishment of Vietnam International Joint Stock Bank (VIB). At VIB, he has held many senior leadership positions including members of the Board of Directors and Chairman.

In August 2010, Trinh Van Tuan started his second "Journey to the East" by joining Orient Commercial Joint Stock Bank (OCB). He was appointed as General Director, and later in 2012, Tuan became Chairman of the Board of Directors—the highest position at OCB as of now.

Other Interesting Facts about Entrepreneur
When Tuan first joined OCB, the bank operated on a relatively modest scale and was facing the post-crisis of the financial and banking industry (2011-2013). However, with the leadership of the new "captain", OCB has begun a comprehensive "makeover" progress thanks to strategic planning and extensive restructuring of the organisational model in all business activities. The bank also rebuilt the human resources team, enhanced staff capacity, especially at the executive level, and focused on risk management in accordance with international standards.


Orient Commercial Joint Stock Bank (OCB)
www.ocb.com.vn


Company Achievements & Role as Entrepreneur
With more than 10 years of experience and 9 years as the Chairman of OCB, Trinh Van Tuan has turned OCB into a highly efficient bank with outstanding achievements. OCB is one of the earliest banks that completed the restructuring process of the first phase of the industry with the performance indicators always guaranteed and in line with the highest standards of the State Bank of Vietnam.

The bank currently has an operating network with 200 business units, pioneering in implementing synchronous digital transformation, and is currently the leading unit among Vietnamese credit institutions in this field.

In the period of 2016-2020, the bank's business results grew dramatically with the growth rate of assets and profits holding the top positions in the whole system with Tuan’s guidance. Its charter capital increased nearly 3 times, from 4,000 billion to 10,959 billion. Its credit growth tripled in size thanks to the focus on the retail and small and medium enterprises segment (SMEs).

Under Tuan’s leadership, the bank launched a multi-channel bank, allowing customers to unify transaction channels through the OCB OMNI digital banking application in 2018. After 3 years, the bank has successfully implemented a comprehensive digital transformation, aiming for modern financial products and services, which are digitalised on a high-tech platform.

OCB has continuously received awards and high credit ratings from prestigious domestic and foreign organisations such as Moody's affirmation for its credit rating with a "positive" outlook. OCB also stood in the Top 4 of most effective banks in Vietnam as voted by Forbes in 2020.

On January 28, 2021, OCB entered the Ho Chi Minh City Stock Exchange with more than one billion shares. The bank's market capitalisation so far has reached nearly VND 35 trillion (recorded on June 11th, 2021). In recent years, earnings per share have reached more than VND 3,000.

Vision, Mission, & Future Plans
Trinh Van Tuan’s upcoming plan includes setting an ambitious goal to put OCB in the Top 5 private joint-stock commercial banks in Vietnam. Besides, he aims to keep the average growth momentum of the Bank at 20% and the non-performing loan (NPL) ratio at below 2%; setting the bank to maintain dividend flow equivalent to 15 -25%/year and operating costs to be controlled below 37%.

The entrepreneur also plans to accelerate the construction and development of digital banking models in the open ecosystem through the Open API platform as well as develop new products and services to various features and utilities on the OCB OMNI digital banking application and invest in an international risk management system.

In addition, he wants to focus on taking care of the lives of all employees by gradually improving in both income and expenses, ensuring a harmonious balance between the interests of employees, shareholders and responsibility to society.

In a recent interview, Trinh Van Tuan shared: "In doing business, the most important thing is to have a cool head and a warm heart. If you do not have a cool head, there will be no calculation, no bravery and no resoluteness in your important decisions, it will affect the success or failure of your organisation. Also, you need to have a warm heart, because when working with many people in the social community, it is necessary to have human relationships, empathy and most importantly—fairness and motivation. Everyone agrees to try their best for a common goal of developing an increasingly stronger organisation.”